Estate Tax Calculator
Professional estate tax calculator with comprehensive federal and state tax analysis including 2025 exemptions, gift tax integration, trust planning strategies, and wealth transfer optimization. Calculate estate taxes, explore tax-saving strategies, and plan efficient wealth transfer with advanced estate planning tools.
Estate Assets
Cars, jewelry, art, collectibles
Deductions
Legal, accounting, court costs
Tax Settings
2025 Tax Limits
Estate Tax Calculation
Federal Estate Tax
Net Estate
Tax Summary
Estate Planning Opportunities
Annual Gift Tax Exclusion
Increase annual gifts by $19,000 to maximize tax-free transfers
Charitable Deduction
Consider charitable giving of $125,000 to reduce estate taxes
Important: These are simplified estimates. Consult with an estate planning attorney and tax professional for detailed analysis and implementation of estate planning strategies.
Estate Tax Fundamentals
Planning Considerations
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Table of Contents
Free Estate Tax Calculator Online
Minimize estate taxes and optimize wealth transfer strategies with our comprehensive free estate tax calculator online featuring 2025 federal exemptions, state-specific tax analysis, and advanced planning strategies. This professional-grade estate tax calculator free tool incorporates current tax law, marital deduction optimization, charitable giving strategies, and multi-generational planning to help high-net-worth families preserve wealth across generations.
Estate Tax Calculator 2025 Federal
Current Federal Estate Tax Laws
Our estate tax calculator 2025 federal tool incorporates the latest tax law with the federal estate tax exemption of $13.99 million per person ($27.98 million for married couples with portability elections). Calculate estate tax liability using progressive tax rates from 18% to 40% on amounts exceeding the exemption. Features include automatic exemption adjustments, unified credit calculations, and detailed tax projections accounting for the sunset provision reducing exemptions to approximately $7.15 million in 2026.
Marital Deduction and Portability Planning
Maximize the unlimited marital deduction for assets passing to a surviving US citizen spouse, effectively allowing couples to shelter up to $27.98 million through proper planning. The calculator analyzes portability elections allowing the surviving spouse to use the deceased spouse's unused exemption, optimal asset titling strategies, and QTIP trust planning for blended families. Advanced features include citizenship considerations for non-US citizen spouses and qualified domestic trust (QDOT) planning.
State Estate Tax Calculator Tool
Comprehensive State Tax Analysis
Navigate complex state estate tax laws with our state estate tax calculator tool covering all 12 states plus DC that impose estate taxes. Calculate combined federal and state tax liability with state-specific exemptions ranging from $1 million (Oregon) to $13.61 million (Connecticut). Features include state tax rate analysis, residency planning implications, and domicile considerations for multi-state asset owners. The tool analyzes deduction coordination between federal and state returns for optimal tax efficiency.
Multi-State Estate Planning
Optimize estate planning across multiple states with analysis of domicile selection, situs rules for different asset types, and state-specific trust laws. Calculate the benefits of relocating to states without estate taxes, analyze apportionment rules for multi-state estates, and understand state tax treatment of trusts and business entities. Advanced planning includes analysis of state-specific deductions, credits, and planning opportunities unique to each jurisdiction.
Estate Planning Tax Calculator Advanced
Advanced Trust and Gift Planning
Implement sophisticated wealth transfer strategies with our estate planning tax calculator advanced tool featuring trust planning analysis, generation-skipping transfer (GST) tax calculations, and gift tax integration. Analyze irrevocable life insurance trusts (ILITs), grantor retained annuity trusts (GRATs), charitable remainder trusts (CRTs), and other advanced planning techniques. The calculator includes annual exclusion planning ($19,000 per recipient in 2025), lifetime exemption coordination, and multi-generational tax efficiency analysis.
Business Succession and Valuation Planning
Optimize business succession planning with analysis of valuation discounts, installment sale strategies, and employee stock ownership plans (ESOPs). Calculate the estate tax benefits of family limited partnerships (FLPs), qualified personal residence trusts (QPRTs), and intentionally defective grantor trusts (IDGTs). Advanced features include buy-sell agreement funding analysis, Section 2032A special use valuation, and Section 6166 installment payment elections for illiquid estates.
Inheritance Tax Calculator Online
Beneficiary Tax Impact Analysis
Understand the tax implications for beneficiaries with our inheritance tax calculator online tool that analyzes step-up in basis rules, inherited asset tax treatment, and state-specific inheritance tax obligations. Calculate income tax consequences of inherited assets, including retirement accounts, appreciated securities, and real estate. Features include analysis of inherited IRA distribution requirements, capital gains treatment, and generation-skipping transfer tax implications for grandchildren and more remote beneficiaries.
Trust Distribution Planning
Optimize trust distributions with analysis of distributable net income (DNI), trust taxation rates, and beneficiary income tax implications. Calculate optimal distribution timing to minimize overall family tax burden, analyze trust accounting income versus tax income, and understand the tax consequences of different distribution strategies. Advanced planning includes analysis of charitable distributions, foreign trust considerations, and state trust tax implications.
Free Wealth Transfer Tax Calculator
Comprehensive Transfer Tax Integration
Coordinate estate, gift, and generation-skipping transfer taxes with our free wealth transfer tax calculator featuring unified credit calculations, exemption optimization, and strategic timing analysis. Calculate the total transfer tax impact of lifetime gifts versus testamentary transfers, analyze the benefits of using exemptions during lifetime, and optimize transfer strategies across multiple generations. Features include annual exclusion maximization, gift tax return preparation guidance, and transfer tax projections under different scenarios.
Family Wealth Preservation Strategies
Implement comprehensive family wealth preservation with analysis of dynasty trusts, perpetual trust planning, and multi-generational tax efficiency. Calculate the long-term benefits of different trust structures, analyze state-specific perpetuities rules, and optimize investment strategies within trust vehicles. Advanced planning includes analysis of directed trusts, private trust companies, and international trust planning for global families seeking to preserve wealth across borders and generations.
Whether you're planning a simple estate or implementing complex multi-generational wealth transfer strategies, our comprehensive estate tax calculator provides the detailed analysis and strategic guidance necessary for effective estate planning. The combination of current tax law compliance, advanced planning strategies, and professional-grade calculations ensures you have the tools needed to minimize transfer taxes while achieving your family wealth preservation objectives.